MSW Capital Debt Collection Harassment – Know Your Rights
Dealing with repeated calls from MSW Capital can be stressful, especially if their tactics feel aggressive or intimidating. While debt collectors are allowed to pursue unpaid accounts, they must follow strict legal guidelines. Unfortunately, many consumers report harassment that goes beyond what is permitted under the law.
Understanding Debt Collection Laws
The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive or deceptive collection tactics. Under this law, debt collectors, including MSW Capital, cannot:
Call you repeatedly to annoy or harass you
Use threatening or abusive language
Misrepresent the debt or the amount owed
Contact your friends, family, or workplace about your debt
If MSW Capital violates these rules, you have legal grounds to challenge their actions.
Steps You Can Take Against Harassment
Document Every Interaction – Keep records of call times, names, and what was said.
Request Debt Validation – Ask MSW Capital to provide proof of the debt in writing.
Send a Cease-and-Desist Letter – Once received, they must stop calling you.
Seek Legal Support – Consumer protection attorneys can help enforce your rights.
Protecting Your Peace of Mind
You should never feel powerless in the face of harassment. Federal law provides clear protections to ensure you are treated fairly. If MSW Capital continues to use unlawful tactics, professional help can stop the calls and hold them accountable.
